Pre-Departure Guide ยท India Students

Pre-Departure Marketplace

Everything you need before you leave India. Forex cards, SIM cards, insurance, GIC accounts, accommodation, and flight booking โ€” all in one place.

โœ… Pre-Departure Checklist

Check off items as you complete them

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๐Ÿ’ณ Forex Cards

Load money before you go โ€” save on currency conversion fees

Niyo Global (SBM Bank)

Best for beginners

โญ Most Popular

0% forex markup on international transactions

The most popular forex card for Indian students. Zero markup on international purchases. Get a free virtual card instantly online.

  • โœ“Zero forex markup
  • โœ“Free ATM withdrawals (up to limit)
  • โœ“Works in 150+ countries
  • โœ“No minimum balance
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HDFC Multicurrency Platinum ForexPlus

Best for multiple currencies

๐Ÿฆ Bank-issued

Load 22 currencies on a single card

Hold up to 22 currencies. Lock in today's exchange rate before your trip. Available from HDFC Bank branches and netbanking.

  • โœ“22 currencies on one card
  • โœ“Fixed exchange rate (lock-in)
  • โœ“Chip + PIN security
  • โœ“Insurance benefits
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Thomas Cook One Currency Card

Best for simplicity

๐ŸŸก Simple

Simple single-currency cards for major destinations

Easy to load, widely accepted. Good for students going to the US, UK, or Canada on a single-currency card.

  • โœ“Available nationwide
  • โœ“Easy to load at branches/online
  • โœ“Accepted at Visa merchants globally
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๐Ÿ“ฑ International SIM & eSIMs

Stay connected from the moment you land

Airalo eSIM

Best for eSIM-enabled phones

๐Ÿ“ฑ eSIM Only

Buy before you fly โ€” activate on landing

Airalo is the world's first eSIM marketplace. Buy a data eSIM for 200+ countries directly from your phone. No SIM card needed.

  • โœ“Buy before you land
  • โœ“Instant activation
  • โœ“200+ countries
  • โœ“Data-only or voice+data plans
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Holafly eSIM

Best for unlimited data

โ™พ๏ธ Unlimited

Unlimited data plans for popular destinations

Unlimited data eSIM plans. Great for the first 1โ€“2 months until you get a local SIM. Available for US, UK, Canada, Australia, Germany.

  • โœ“Unlimited data option
  • โœ“Easy app-based management
  • โœ“No top-up needed
  • โœ“Customer support in English
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Airtel International Roaming (India)

Best for short trips / first few days

๐Ÿ‡ฎ๐Ÿ‡ณ Indian carrier

Keep your Indian number active while abroad

Activate Airtel/Jio international roaming before departure. Good for the first few days before you get a local SIM.

  • โœ“Keep your Indian number
  • โœ“Call/SMS back home easily
  • โœ“Data available
  • โœ“Activate from app
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๐Ÿ›ก๏ธ Travel & Student Insurance

Protect yourself before, during, and after your journey

Care Health (formerly Religare) Student Travel Insurance

Best overall for students

๐Ÿฅ Comprehensive

Medical + baggage + study interruption cover

Comprehensive student travel insurance covering medical emergencies, baggage loss, study interruption, and personal liability.

  • โœ“Medical emergency cover up to $500K
  • โœ“Baggage and documents cover
  • โœ“Study interruption reimbursement
  • โœ“Cashless hospitalization network
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Bajaj Allianz Travel Insurance

Best for US destinations

๐Ÿ‡บ๐Ÿ‡ธ F-1 compliant

USCIS-compliant health coverage for F-1 students

Bajaj Allianz student insurance is widely accepted for US university health requirements. Covers OPT period too.

  • โœ“USCIS-compliant
  • โœ“Covers OPT period
  • โœ“Quick claims settlement
  • โœ“Available in app
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HDFC ERGO Travel Insurance

Best for families buying group cover

๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘ง Family plans

Group and family plans available

Competitive pricing for students going abroad. Covers medical, dental emergencies, trip cancellation, and more.

  • โœ“Affordable premiums
  • โœ“Family/group discounts
  • โœ“Dental cover
  • โœ“24/7 assistance
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๐Ÿฆ GIC & Blocked Accounts

Mandatory financial proof for Canada and Germany study visas

CIBC Student GIC (Canada)

Best for Canada study permit

๐Ÿ‡จ๐Ÿ‡ฆ Canada SDS

IRCC-approved GIC โ€” released in installments

Guaranteed Investment Certificate required for Canadian student visa (SDS route). CIBC is one of the approved banks. Deposit CAD $10,000+, released in biweekly installments.

  • โœ“IRCC-approved
  • โœ“Earns interest
  • โœ“Released bi-weekly after arrival
  • โœ“Online process
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ICICI Bank Canada GIC

Best for Indians โ€” familiar bank

๐Ÿ‡ฎ๐Ÿ‡ณ๐Ÿ‡จ๐Ÿ‡ฆ India-Canada

Apply from India via ICICI's international division

ICICI Bank has a partnership that lets Indian students open a GIC for Canadian study visa through familiar Indian banking.

  • โœ“Apply from India
  • โœ“IRCC-approved
  • โœ“NRI relationship manager support
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Deutsche Bank Blocked Account (Germany)

Best for Germany student visa

๐Ÿ‡ฉ๐Ÿ‡ช Germany visa

โ‚ฌ11,208/yr blocked account for German visa

Germany requires a blocked account (Sperrkonto) to prove financial capacity. Deutsche Bank and Fintiba are the most common options for Indian students.

  • โœ“Required for German visa
  • โœ“Released monthly (โ‚ฌ934/month)
  • โœ“Online setup from India
  • โœ“Account stays after graduation
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๐Ÿ  Accommodation

Find your home away from home

University Housing Portal

Best for safety and convenience

๐ŸŽ“ On-campus

Apply immediately after admission for guaranteed housing

Most universities have on-campus housing for first-year graduate students. Apply immediately after receiving admission โ€” spots fill fast.

  • โœ“Safest option for first year
  • โœ“Bills often included
  • โœ“Community of students
  • โœ“Close to campus
Search on your university portal

Amber Student Housing

Best marketplace for off-campus

๐Ÿข Off-campus

Verified student apartments near universities worldwide

Amber is India's largest platform for booking verified student accommodation in the US, UK, Canada, Australia, and Germany.

  • โœ“Verified properties
  • โœ“Book from India
  • โœ“Flexible cancellation
  • โœ“24/7 support
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University Facebook / WhatsApp Groups

Best for roommate search

๐Ÿค Roommates

Find Indian or international roommates before you arrive

Search "[University Name] Indian Students [Year]" on Facebook. Join the admitted students WhatsApp group to find roommates and share apartments.

  • โœ“Free
  • โœ“Find co-students going to same university
  • โœ“Share costs
  • โœ“Community support
Search on your university portal

โœˆ๏ธ Flight Booking

Get the best deals on your international flight

Google Flights

Best for price tracking

๐Ÿ“Š Price tracker

Set fare alerts 3โ€“4 months before departure

Use Google Flights' "Track prices" feature. Book 6โ€“8 weeks before departure for the best price on US, UK, Canada routes from Indian metros.

  • โœ“Free price tracking
  • โœ“Flexible date search
  • โœ“Compare airlines
  • โœ“Price guarantee
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StudentUniverse

Best for student discounts

๐ŸŽ“ Student fares

Exclusive student fares on international routes

StudentUniverse offers exclusive student fares. Verify with your university ID to access discounts of up to 20% vs. standard booking sites.

  • โœ“Exclusive student pricing
  • โœ“Flexible booking terms
  • โœ“Valid for F-1, M-1 visa holders
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๐Ÿ“‹ First Week Survival Tips

โœ“

Open a bank account on Day 1โ€“3

In the US: Chase, Bank of America. Canada: TD, RBC. UK: Monzo, Starling. Needed for direct deposit and rent payment.

โœ“

Get your university ID and email

You'll need these to access campus resources, libraries, student discounts, and health services.

โœ“

Find the nearest Indian grocery store

Indian stores exist near every major university. Stock up on familiar ingredients to ease the transition.

โœ“

Join your university's Indian Student Association

ISA/SISA events are the fastest way to make friends, get local tips, and feel at home.

Not started your study abroad journey yet?

Find a verified consultancy to help with your university applications and visa.

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