Disclaimer

1. General Information Only

The content on Settldown — including tools, calculators, guides, scholarship listings, loan comparisons, visa information, and PR pathway overviews — is provided for general informational purposes only. It does not constitute legal, financial, immigration, or professional advice of any kind.

While we endeavour to keep information accurate and up to date, immigration policies, visa requirements, university admissions criteria, interest rates, scholarship eligibility, and exam fees change frequently. Always verify current requirements directly with the relevant authority (university admissions office, embassy, bank, or exam board) before making any decisions.

2. Calculators and Tools

Tools such as our EMI Calculator, GPA Converter, ROI Calculator, and CRS Score Calculator are provided as illustrative aids to help you understand approximate figures. Results are estimates based on the inputs you provide and the assumptions embedded in each tool.

EMI figures are indicative only. Actual loan terms, interest rates, and eligibility depend on the lender and your individual creditworthiness. Please obtain formal loan offers from lenders before making financial decisions.

GPA conversions are based on commonly used conversion scales. Different universities may apply different conversion methodologies. Always check with the specific institution you are applying to.

ROI projections are based on average salary data and assumptions that may not apply to your individual circumstances, field, or location. Actual returns may be higher or lower.

3. Third-Party Agents and Service Providers

Settldown is a marketplace. We list and verify consultancies, loan agents, and exam coaching providers ("Agents") but we are not responsible for the advice, services, fees, or outcomes delivered by any Agent. Any agreement between you and an Agent is solely between you and that Agent.

We do not guarantee visa approvals, university admissions, loan approvals, or exam scores. These outcomes depend on factors entirely outside our control.

4. Scholarship and Financial Aid Information

Scholarship listings on Settldown are compiled from publicly available sources. We do not administer any scholarship programme. Deadlines, amounts, and eligibility criteria listed are for indicative purposes and may have changed. Always verify with the scholarship provider before applying.

5. External Links

The Platform may contain links to third-party websites. These links are provided for convenience only. We have no control over the content, accuracy, or availability of external sites and are not responsible for any loss or damage arising from your use of them.

6. Limitation of Liability

To the maximum extent permitted by applicable law, Settldown Technologies Private Limited, its directors, employees, and partners shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from your use of or reliance on the Platform or its content.

7. Governing Law

This Disclaimer and any disputes arising in connection with it shall be governed by and construed in accordance with the laws of India. Any disputes shall be subject to the exclusive jurisdiction of courts in India.

8. Contact

If you have questions about this Disclaimer, please contact us at hello@settldown.com or via our contact page.